Vancouver Expert Financial Models Inc.

ACCEPTANCE OF TERMS.
The services that Vancouver Expert Financial Models Inc. provides to you are subject to the following Terms of Use ("TOU"). Vancouver Expert Financial Models reserves the right to update the TOU at any time without notice. The most current version of the TOU can be reviewed by clicking on the "Terms of Use" link located at www.vanfm.com.

DESCRIPTION OF SERVICES.
Through its network of Web properties, Vancouver Expert Financial Models Inc. provides you with access to a variety of resources, including developer tools, download areas, and information (collectively "Services"). The Services, including any updates, enhancements, new features, and/or the addition of any new Web properties, are subject to the TOU.

PERSONAL AND NON-COMMERCIAL USE LIMITATION.
Unless otherwise specified, the Services are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Services.